
At Sterling Capital Reserve we recognise that the healthcare sector is different, and we are able to source a wide range of innovative and competitive finance and loan packages specifically tailored to the needs of pharmacies and pharmacists.
Are you :-
Then we would like to hear from you.
Our healthcare division is run by an ex-banker with over 20 years experience working for one of the major specialist healthcare lenders looking after pharmacies, pharmacists and other healthcare professionals just like you.
We have many contacts with the major banks together with specialist niche healthcare lenders, and we know the types of deals that are synonymous with this sector.
We are able to arrange funding for pharmacies, with or without wholesale product support.
Possible pharmacy funding needs include:
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You can be confident that we will source the most appropriate funding structure for you.
We have had some notable sucesses obtaining pharmacy funding and finance for pharmacists, a few examples of which are described below. To see more examples, as well as our successes in other areas of the healthcare industry, take a look at our healthcare funding case studies.
Healthcare funding approved for an experienced single pharmacist to purchase a pharmacy, goodwill and small freehold pharmacy premises on the east coast. Total facilities of £465k at 80% LTV, partly guaranteed under a wholesaler scheme.
Funding was sought by a limited company run by a husband and wife (both experienced pharmacists) to refinance one pharmacy and fund the purchase of a second pharmacy in the West Midlands. Total facilities of some £675k (80% LTV) approved over 10 years with wholesaler scheme guarantee. Both premises were leasehold.
Funding sought by a limited company who wished to purchase two pharmacies over a 12 month period in the East Midlands; one pharmacy next to a GPs surgery, the second pharmacy some distance away from any GPs surgery but on a main road.
The company directors were experienced in the sector, and funding of £1.3m was approved over 10 years with wholesaler scheme guarantee (80% LTV). Separate funding was also approved for one freehold business premises.
Unlike some of our competitors WE DO NOT CHARGE UPFRONT FEES (although we may make a charge if assistance is required in formulating a business plan). Our brokerage fees are usually only payable when our client has received funding and are in the main generally covered by the lender. Our fees are transparent and will be agreed beforehand.